Canada Mortgage Calculator XYZ

Privacy Policy

Last updated: September 30, 2026

This policy explains what Canada Mortgage Calculator XYZ (canadamortgagecalculator.xyz) does with information when you use the site. It is written for visitors in Canada, and notes where visitors elsewhere have additional choices.

Who we are

Canada Mortgage Calculator XYZ is operated by Online Matters Ltd. Online Matters Ltd is responsible for the protection of personal information on this site. You can reach us through the contact form.

What happens to the numbers you enter

The figures you type into the calculator, such as home price, down payment and interest rate, are processed in your browser to show results. They are not sent to our servers. Your browser may keep your last entries in local storage on your own device so they are still there when you return. You can clear them at any time by clearing this site's data in your browser settings.

Information collected automatically

Our web host keeps standard server logs that can include your IP address, browser type, the pages you request, and the date and time. These logs are used to keep the site secure and running.

We may also use an analytics service to count visits and see which pages are used. Analytics tools may use cookies or similar technologies and receive information such as your approximate location, device type and the pages you view.

Messages you send us

If you use the contact form, the name, email address and message you enter are sent to a third-party form service, which delivers them to the site owner by email. We use that information only to reply to you and to keep a record of the conversation. We do not add you to a mailing list.

Advertising and cookies

We show ads through Google AdSense. Third-party vendors, including Google, use cookies and similar technologies to serve ads based on your earlier visits to this and other websites. Google's advertising cookies allow Google and its partners to show you ads based on your visit to this site and other sites on the internet.

You can manage this in several ways:

You can read how Google uses information from sites like this one on Google's partner sites page. We do not control cookies that third parties set, and their use of your information is covered by their own privacy policies.

Consent

By using this site you agree to the practices described here. Where the law requires it, for example for visitors in the United Kingdom and European Economic Area, a consent message is shown before advertising or analytics cookies are used, and you can change your choice at any time.

Your rights in Canada

Under the federal Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial laws, including Quebec's Law 25, you can ask what personal information we hold about you, ask us to correct it, ask us to delete it, and withdraw your consent. Use the contact form and choose "Privacy request" as the topic.

If you are not satisfied with our response, you can contact the Office of the Privacy Commissioner of Canada. Quebec residents can also contact the Commission d'accès à l'information du Québec.

Visitors outside Canada

The site is aimed at Canadian home buyers but anyone can use it. Information handled by our service providers, including Google, may be processed in other countries, including the United States. If you are in the UK or EEA you may have additional rights, such as access, deletion and objection. Contact us through the contact form to use them.

Children

This site is not directed to children, and we do not knowingly collect personal information from them.

Links to other sites

Pages on this site may link to other websites, such as government or industry sources. We are not responsible for their content or privacy practices.

Changes to this policy

We may update this policy from time to time. The date at the top shows when it was last changed.